Retirement Income

Once you get to thinking about retirement it's really all about income. What are you going to do without the regular pay packet? We find that retirement income usually comes from a number of sources. Often its a combination of  age pension, superannuation pensions, overseas pensions, rental income, non superannuation investment income and even part time employment.

This usually raises more than a few questions:

  • How should I invest my super to provide an income?
  • How can I invest so I have access to lump sums when I need them?
  • How do I turn my employer super fund into an allocated pension?
  • What is an annuity and should I be considering one?
  • How much can I draw from my investments each year so that they last my lifetime?
  • How can I maximise the age pension?
  • How does the income and assets test apply to me?
  • What happens if I can no longer manage my money?
  • What happens to my money when I die?
  • What about tax on my retirement income?
  • How much should be in my name and how much should be in my partner's name?
  • When I sell the house and move to a retirement village, how does that affect my pension?
  • What is my situation if I need to go into aged care?
  • etc...

If you are about to retire or have retired and need some clarity on any of these issues then please contact us.

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